Roth IRA Alternative

When saving for retirement, there are traditional strategies that everyone is familiar with.  Are they the only solution or even the best solution for you?  Allow our team of professionals to introduce you to an alternative strategy that will offer you the following benefits:

• Flexible Tax free Stream of Income *
• No risk to your investment from stock market losses**
• No contribution limits or income restrictions
• Tax Free Compound Growth ***
• Low Cost Life Insurance Coverage
• No Cost Long Term Care Benefits
• No 5 year minimum or age 59 ½ restrictions / penalties

Sample Scenario:

A 40 year old male making a $10k annual premium  for minimum Death Benefit for 25 years and getting an average 8.3% interest crediting  rate (which is max allowable to illustrate based on the 30 year avg  return for the S & P index) for cash accumulation and then using a Variable loan, the client has a potential Tax Free Supplemental Income Stream Of Almost $75,000 Per Year For 20 Years! Think about that for a second….

An Investment Over A 25 Year Period Of $250k Compounding To Almost $1.5 Million With No Direct Market Risk, principal protection, Premature death protection for the family, and Tax Free income through the use of policy loans!  As if that’s not good enough, don’t forget the FREE Chronic Illness Rider aka Long Term Care defined by 2 of 7 ADL’s that provides a benefit of up to 95% of the Death benefit if you become Chronically  Ill. (See policy Rider for terms of CIR).

CLICK HERE to contact us for more information on how we can provide additional, no obligation information to help you.